Credit Risk Mutual Funds: Returns & NAV Today
NAVs as of · 13 schemes · Source: AMFI
Credit Risk funds lost +0.05% on average on Friday, 23 October 2026 across 27 plans; 0 rose and 24 fell. Over the past week the category is −0.21%. The best performer was BANK OF INDIA CREDIT RISK FUND - Direct Plan - Growth (0.00%).
What are Credit Risk funds?
Credit risk funds keep at least 65% in corporate bonds rated below the highest grade (AA and below), earning extra yield for taking default risk.
- Who they suit
- Experienced investors who understand and accept credit risk.
- Risk
- Moderately high to high — a single default can cause a sharp NAV fall.
Best and worst Credit Risk funds today
Top 5 today
- 1 BANK OF INDIA CREDIT RISK FUND - Direct Plan - Growth Bank of India · NAV ₹14.9314 0.00%
- 2 DSP Credit Risk Fund - Direct Plan - Growth DSP · NAV ₹60.7949 0.00%
- 3 Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) - Direct Plan - Growth Option Nippon India · NAV ₹42.3683 -0.01%
- 4 Invesco India Credit Risk Fund - Direct Plan - Growth Invesco · NAV ₹2,344.4252 -0.03%
- 5 UTI - Credit Risk Fund. - Direct Plan - Growth UTI · NAV ₹20.8348 -0.03%
Bottom 5 today
- 1 Kotak Credit Risk Fund - Direct Plan - Growth Kotak Mahindra · NAV ₹36.1697 -0.11%
- 2 ICICI Prudential Credit Risk Fund - Direct Plan - Growth ICICI Prudential · NAV ₹38.5431 -0.10%
- 3 HSBC Credit Risk Fund - Direct Plan - Growth HSBC · NAV ₹37.7340 -0.09%
- 4 HDFC Credit Risk Fund - Direct Plan - Growth Option HDFC · NAV ₹28.2502 -0.08%
- 5 Aditya Birla Sun Life Credit Risk Fund - Direct Plan - GROWTH Aditya Birla Sun Life · NAV ₹28.0673 -0.08%
Credit Risk fund NAV and returns — 23 Oct 2026
One row per scheme (direct plan), sorted by one-day return. A dash means there is not yet a NAV inside that horizon's window — never a zero.
| # | Scheme | NAV (₹) | 1D | 1W |
|---|---|---|---|---|
| 1 | BANK OF INDIA CREDIT RISK FUND - Direct Plan - Growth Bank of India | 14.9314 | 0.00% | -0.09% |
| 2 | DSP Credit Risk Fund - Direct Plan - Growth DSP | 60.7949 | 0.00% | -0.11% |
| 3 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) - Direct Plan - Growth Option Nippon India | 42.3683 | -0.01% | -0.10% |
| 4 | Invesco India Credit Risk Fund - Direct Plan - Growth Invesco | 2,344.4252 | -0.03% | -0.12% |
| 5 | UTI - Credit Risk Fund. - Direct Plan - Growth UTI | 20.8348 | -0.03% | -0.16% |
| 6 | BANDHAN CREDIT RISK FUND - Direct Plan - Growth Bandhan | 19.0355 | -0.05% | -0.14% |
| 7 | Axis Credit Risk Fund - Direct Plan - Growth Option Axis | 26.3890 | -0.07% | -0.24% |
| 8 | SBI CREDIT RISK FUND - Direct Plan - Growth SBI | 53.9712 | -0.07% | -0.30% |
| 9 | Aditya Birla Sun Life Credit Risk Fund - Direct Plan - GROWTH Aditya Birla Sun Life | 28.0673 | -0.08% | -0.28% |
| 10 | HDFC Credit Risk Fund - Direct Plan - Growth Option HDFC | 28.2502 | -0.08% | -0.28% |
| 11 | HSBC Credit Risk Fund - Direct Plan - Growth HSBC | 37.7340 | -0.09% | -0.27% |
| 12 | ICICI Prudential Credit Risk Fund - Direct Plan - Growth ICICI Prudential | 38.5431 | -0.10% | -0.33% |
| 13 | Kotak Credit Risk Fund - Direct Plan - Growth Kotak Mahindra | 36.1697 | -0.11% | -0.28% |
Frequently asked questions
What is a Credit Risk fund?
Credit risk funds keep at least 65% in corporate bonds rated below the highest grade (AA and below), earning extra yield for taking default risk.
Who should invest in Credit Risk funds?
Experienced investors who understand and accept credit risk.
How risky are Credit Risk funds?
Moderately high to high — a single default can cause a sharp NAV fall.
Which Credit Risk fund performed best on 23 Oct 2026?
BANK OF INDIA CREDIT RISK FUND - Direct Plan - Growth had the largest one-day gain at 0.00%, against a category average of −0.05%. One day of performance says little about long-term quality.
How many Credit Risk funds are there?
AMFI's NAV file for 23 Oct 2026 lists 13 credit risk funds (counting each scheme once, by its direct plan), and 86 plans across all plan and option variants.
Other debt categories
- Overnight funds
- Liquid funds
- Money Market funds
- Ultra Short Duration funds
- Ultra Short to Short Term funds
- Low Duration funds
- Short Duration funds
- Medium Duration funds
- Medium to Long Duration funds
- Long Duration funds
- Dynamic Bond funds
- Corporate Bond funds
- Banking & PSU funds
- Gilt funds
- Floater funds
- Debt Index & ETF funds
- Fixed Maturity & Interval funds
Category definitions summarise SEBI's mutual fund categorisation rules; check each scheme's documents for its exact mandate. NAVs are AMFI's official figures; returns are computed from NAV history held on this site. Past performance says nothing about future returns. This is education, not investment advice.